Question : How can I make most out of my savings? Is it risky to invest?


SJF Wealth Management Answers:
 This is a typical presumption of our clients. There are techniques that we can magnify your savings depending on your risk appetite,criteria and even your current situation. Always remember, even though you are not invested, the value of your money decreases due to inflation.

 Sparing some portion of your money for savings is the right way for a secured future but we strongly recommend to invest especially when you're young. There are investments for everyone than an individual can choose and studied on. From Conservative to Aggressive investors, you just need to know which kind of investment fits your goal.

Some steps to follow:

1. Identify your budget allocation for saving per month and year.

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2. Agree on the allocation for your investment depending on your risk appetite.
   We strongly suggest to use banks auto debit to transfer your funds to specific accounts.

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3. Monitor your growth.
      If you don't have any experience in investing, we recommend to invest on Mutual funds and UITF that is exposed for your goal.

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"Is there a shortcut in life?"

There are lots of Filipino's who wants to take the faster and easier route. To make you life quicker and easier, SJF offers Investment Management which helps you design your own investment portfolio. SJF Prime Service Group is the Flagship of SJF Wealth Management  which focuses mostly in Investment and Investment strategy around the world. Now, you can create your own investment fund not only in the Philippines but all around the world.
We strongly recommend to check all other financial factors first and your performance
before you invest. Consult a professional or an SJF Wealth Manager before investing.
 Always remember, Wrong Financial and Investment planning can destroy your life and future. Always ask professional before you start investing.

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To know more about SJF , visit www.sanjosefinancials.com
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