Showing posts with label money scam. Show all posts
Showing posts with label money scam. Show all posts

Saturday, June 29, 2013

by:SJF Team

Most of us loves to travel abroad, but travelling is costly. So what is the answer to help you travel at a cheaper price? BACKPACKING! Here are some data's that can help you prepare for backpacking.

Data and tour guide by traveltour.com

1.  Mumbai, India

Even more expensive than Delhi, Mumbai feels like a shock this far down the list, but perpetually expensive hotels and no real hostels make this city pricier than you might expect. Fortunately, one can see the main sights in a few days or less, so it’s a good idea to minimize time in Mumbai and then head out to someplace less insane as quickly as possible.
  • Currency: Indian rupee
  • Cheap/good hostel: Anjali Inn – 800/night
  • Transportation: 36
  • Meals: 312
  • Drinks/Entertainment: 240
  • Attractions: 250
  • Daily Backpacker Index: INR1,638 = US$29.66/day

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2. Pokhara, Nepal (cheapest)

Pokhara BoatsWhile Kathmandu is where most visitors land first, it’s fairly hectic and its sights can be seen in only a couple days. So most people head quickly to Pokhara, which is Nepal’s tourism hub and the starting point of many fabulous treks. Fortunately, it’s not only more pleasant than the capital, but also cheaper in most respects, so it’s a great place to linger if you have time. Guided treks in the nearby mountains can be expensive, so it’s nice that just lingering in town is dirt cheap.
  • Currency: Nepalese rupee
  • Cheap/good hostel: North Face Inn – 259/night
  • Transportation: 80
  • Meals: 384
  • Drinks/Entertainment: 450
  • Attractions: 100
  • Daily Backpacker Index: NPR1,273 = US$14.39/day

Related Topics: Tips on how to save money

3. Hanoi, Vietnam

Vietnam’s cheapest city for backpackers is also one that gets high marks from most visitors with its unique combination of French colonial and Asian post-communism. The food is also top-notch, especially when you are sitting amongst locals at one of the thousands of plastic-chair cafes throughout the city. Keep costs even lower by sticking with Bia Hoi, the world’s cheapest beer. Hostel beds are cheap, but private rooms are too, so don’t automatically book a bunk.
  • Currency: Vietnamese dong
  • Cheap/good hostel: Moonshine Palace Hotel – 93,700/night
  • Transportation: 40,000
  • Meals: 144,000
  • Drinks/Entertainment: 36,000
  • Attractions: 30,000
  • Daily Backpacker Index: VND343,700 = US$16.51/day

5 – Chiang Mai, Thailand

Thailand’s “capital of the north” is certainly one of the world’s great travel bargain destinations. Filled with ancient temples and surrounded by a moat and city walls, Chiang Mai is a major stop in the region and a highlight for many. Much less crowded than Bangkok, and quite a bit cheaper as well, this is also booming with expats and creative people living cheaply while they work.
  • Currency: Thai baht
  • Cheap/good hostel: Jaidii House – 100/night
  • Transportation: 40
  • Meals: 162
  • Drinks/Entertainment: 180
  • Attractions: 100
  • Daily Backpacker Index: THB582 = US$19.11/day

Posted on 11:45 PM by Forex Private Asset Manager

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Monday, June 24, 2013

By: MONEY 101
There are a number of reasons you’d want to reduce your personal debt. For example, you might just want to clear your debts more quickly – or you might actually be struggling to afford your payments each month.

Either way, you need to find a way to reduce your personal debt that suits your circumstances. Here are some tips to lower – or even clear – your personal debt.

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You want to reduce your debts more quickly
Yes, you might be perfectly able to afford your monthly debt repayments along with all your essential expenses (like your mortgage, bills and food). You might, however, want to clear your debts more quickly – or simplify the repayment process.
Slogging away at your debts each month and seeing them only slightly decrease can be really demotivating. That’s why it will help to pay more than the minimum payment – if you can. It’s important to note that you shouldn’t compromise your essential expenses to pay your unsecured debts off more quickly.

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Debt consolidation
You might also find it hard to reduce your personal debts more quickly if you have several different payments to make each month to different lenders.
You could make the repayment process simpler (but not necessarily more affordable) by combining all of your debts together into a single debt. You can do this by using a debt consolidation loan. When looking for a debt consolidation loan, it helps to find one with a lower interest rate than all of your other debts, as well as being large enough to cover all of the debts you want to consolidate.

Related Links: SJF Investment Management Services
Pay off all of your current debts with your consolidation loan and you’ll be left with just the consolidation loan to repay each month. So it’ll just be one payment to one lender, with one interest rate.

Related topic: Secret keys to your Financial Success
You may even have the choice to arrange to repay your consolidation loan slightly faster or slower than your original debts. This will mean that your monthly payments will be either larger or smaller respectively. Remember that repaying a consolidation loan over a longer amount of time will give interest more time to grow – and that you could be putting your property at risk if you secure a debt against your house and don’t keep up with repayments.
You can’t afford your monthly repayments
If – no matter how much you budget, scrimp and scrape – you can no longer meet your monthly debt repayments, ..

... You’ll probably need expert debt help.


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There are a number of different debt solutions available – some of which can actually write off a portion of your debts. You have to find the one that’s right for you, though. Contacting a qualified debt adviser should help you to get on the right track towards clearing your problem debts.

Dont just ignore your debt problems - with a plan and someone to help and assist, you can get on top of this. There are advisors nationally who will guide and assist you, your family and or your business.  Just ask.


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Posted on 6:22 AM by Forex Private Asset Manager

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Monday, May 20, 2013


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Its very easy for new forex trading investors to get taken in by some sort of forex scam or another. This can include just about any idea under the sun that scammers can come up with. Usually the realm of forex scams can include, software and e-books that guarantee a profit in the forex market, an unscrupulous market maker that spikes costumer accounts so they can get their fees, general false advertising, and even those with fake sites that just take your money and disappear.

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The nature of the currency market tends to leave new investors vulnerable to such scams,
simply because it fluctuates a lot and little is known about the market by the general population. Its up to investors to educate themselves on forex trading, just as they would before making any other investment if they expect to do well. This includes being aware of common scams. In 2001 the US Commodity Futures Trading Commission (CFTC) released nine tips investors in the forex market should keep in mind when looking for a broker:
Stay Away From Opportunities That are Too Good To Be True
Avoid Any Company that Predicts or Guarantees Large Profits
Stay Away From Companies That Promise Little or No Financial Risk
Be Wary of Trading on Margin Unless You Know What That Means
Be Wary of Those Claiming To Trade in the “Interbank Market” because Its Safer
Be Wary of Sending or Transferring Cash on the Internet, By Mail or Otherwise
Scams Often Target Members of Ethnic Minorities
Get the Company’s Performance Track Record
Anyone Who Won’t Give You Their Background Isn't Worth the Risk

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Many forex scams, as is common with other types of scams, rely on getting dollar signs to appear in their victims eyes in order to pull off the scam. If at any point in the decision making process you start to feel yourself getting overly excited by the prospect of making what seems like easy money, then set your plans aside for the time being and come back to them later. You'll be much calmer and in a better position to decide if the broker or deal you are interested in is really worth it.
One of the most common scams simply involves selling a product or system online that will guaranteed make you profits in forex trading. Be careful of online advertisements for these products, after all most of them contain information about the forex market that you can obtain by reading any other book on forex trading. It will give you information on the forex market if you are doing research, but it probably wont give you the guaranteed secret to success.
-SJF Insider Opinion.-
 Forex involves high risk . We consider this as SPECULATIVE INVESTMENT. The factors includes speculating the price movement based only on price without any proven fundamental factors. 
We also include price manipulation due to an unregulated market. We strongly suggest to consider other investment materials. There are lots of factors you need to do to earn in Forex.
 Love your money. Do not speculate. Learn the REAL INVESTMENT by calling 78.99.0.99 now
Attend SJF Seminars as we talk more about different  Investment Strategies and materials.

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*SJF seminar
*Signing up for Investment seminar 
*What ist Investment Management
* SJF Facebook Page

Posted on 8:00 AM by Forex Private Asset Manager

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