Showing posts with label mutual funds. Show all posts
Showing posts with label mutual funds. Show all posts

Saturday, October 5, 2013

In the Philippines, it is hard to get financial advice especially the low financial literacy of the Filipinos comparing to other neighboring countries such as Singapore.
 In this regard, some individuals take advantage of this scenario which affects their future, affecting the quality of the life or even destroy their portfolio.

People working for institutions such as Insurance or banks' claims they care for their clients, however you have to ask yourself. Can you tell the client 100% disadvantage of your product? Or can you tell the client they don't need it? Or even give advice without buying the product? The main objective is to sell the product to you. It's hard to accept but it is a fact.

1. Knowing the complete Truth.
 Independent Financial advisers tell the truth including the disadvantage of the product or investment. They give you alternative in reaching goal.

2. Have a vast knowledge in all your investments.
 Real Independent Financial advisers have a vast and wide knowledge in different investment you have. From equities to your business, they make sure everything is aligned to your goals and objectives in life.

Related Topics:

* Know SJF Business Management
* Benefits of Wealth Management
* Understand your goals in life

3. They give you advice without getting a commission when you buy or invest.
 Real Independent Financial advisers give you advice even though you don't buy any product. Conditions such as "free financial plan" or "we will teach you how to reach your goals" when you buy their product are top signs they are brokers selling you a product. Real Independent Financial advisers double check your current status before acquiring an investment. They don't look for your portfolio on how they can put the product in your product.

4. They put your interest first.
 Real independent Financial advisers search for ways how you can reach your goals and look what is best for you. They look for alternatives that is comfortable for the client and offers different alternatives such as opening business ventures, real estates or even  investment abroad.

Before, only high net worth individuals  can afford Independent Financial Advisers . Some individuals even travel abroad to acquire independent and real financial advice from independent firms.
Now, new groups such as San Jose Financial Wealth Management Group which offers unbiased financial advice and planning on how you can achieve your goals in life, aligning your goals and objectives with your overall financial status. From your investments to your debts, SJF helps you plan your goals in life and find alternative on how you can achieve our dreams in life. A group of professional people helping you reach your goals in life.

Talk to your SJF Wealth Manager for a FREE 1 HOUR Consultation and see the difference.
Helpdesk (+632 798.8111)







Posted on 6:53 PM by Forex Private Asset Manager

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Monday, June 24, 2013

by: Jennifer Austria 
Bloomberg
Photo courtesy of PhilStar
The stock market index dropped below the 6,000-point level Monday, nearly erasing all gains posted this year, after China signaled it will maintain efforts to curb credit growth in the world’s second-largest economy.
The Philippine Stock Exchange Index sank 211.12 points, or 3.4 percent, to 5,971.05, the fourth consecutive session it dropped. Losers routed gainers, 165 to 17, with 34 issues unchanged. The PSEi now is just 1.9 percent up in 2013 from 5,860.99 on Jan. 2. The index had risen 26 percent to a year-high of 7,392.20 on May 15.

Related Topics:

* What is Investment Management?
* Reducing your Debt
* Easy way to get rich
* Benefits of SJF Wealth Management

The rest of the global stock markets reeled, with Shanghai’s index enduring its biggest loss in four years, after China allowed commercial lending rates to soar in a move analysts said was aimed at curbing a booming underground lending industry.
Analysts say the spike late Thursday in the country’s interbank lending rate to over 13 percent was part of an effort to trim off-balance-sheet lending that could threaten the financial stability of the world’s second-largest economy.

Related Topics:

* Investment Management in the Philippines
* Wealth Management. Not for Millionaires anymore
* What is Wealth Management?

Mainland China’s Shanghai Composite Index plummeted 5 percent to 1,968.51 while the smaller Shenzhen Composite Index plunged 6.1 percent to 881.87.
Britain’s FTSE 100 dropped 1.5 percent to 6,067.35 in early trading. Germany’s DAX fell 1.1 percent to 7,704.88. France’s CAC-40 fell 1.5 percent to 3,601.88.
China Minsheng Banking Corp. dropped the most since 2011 in Hong Kong and the CSI 300 Index, representing the 300 biggest companies in the Shanghai and Shenzhen stock exchange, entered a bear market.
“The situation in China is adding to the concerns of the Federal Reserve’s plan to scale back stimulus,” Akbar Syarief, a fund manager overseeing about 3.3 trillion rupiah ($332 million) at PT MNC Asset Management, said in Jakarta. “Investors are pulling out of regional markets and moving to safe haven assets like the dollar.”
PSE president and chief executive Hans Sicat, meanwhile, remain positive about the overall domestic macroeconomic environment.
“The market may have lost ground in the past weeks, but we believe this is a result of an overreaction to global developments. There is a disconnect between good local economic fundamentals and the short-term market psychology,” Sicat said.

Related Topics:

* Risking planning your wealth with brokers and advocates
* 6 Reasons why you need a Wealth Management Plan
Finance Secretary Cesar Purisima downplayed the market fall. “Philippine fundamentals are good and the best thing we can do is to continue up the path of better economic fundamentals. This is the best way to attract investments,” the finance chief said.
Metropolitan Bank and Trust Co., the second-biggest lender, plummeted 6.9 percent to P105, while BDO Unibank Inc., the largest bank, tumbled 3.7 percent to P79.95. With Bloomberg, AP and Jennifer Ambanta

Related Topics:

* Tips on how to save money
* Free Wealth Seminar
* Proper way to invest

Posted on 6:44 PM by Forex Private Asset Manager

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Sunday, June 2, 2013

by: SJF Team
June 3,2013

 Due to public demand, San Jose Financials Wealth Management Group decided to give the public another free wealth seminar which helps individuals achieve their financial goals in life.

This seminar are for clients who wants to understand how SJF Wealth Managers can help them achieve their goals in life.

Related Link:

* Register to Free SJF Seminar
* SJF official Facebook page

  SJF believes in educating the public with the right information will guide them in choosing the right strategy,service and financial product for them.

 Unlike the other free seminars which sells clients insurance, funds or any financial instrument, SJF FREE WEALTH SEMINAR Focuses mostly in client development. SJF Wealth Seminar does NOT SELL any Financial products such us bank funds or securities. This seminar involves mostly in your wealth and asset management.

Related Topics:
 *Keys to Financial Success
 * Wealth Seminar official Facebook Page

Related Blogs:                                     
What is Wealth Management?                    
What is Investment Management?                                         
Services for Wealth Management                                                    

Understand financial products, market psychology and basic investment strategies that will help you plan your life. Know more how SJF can help you achieve your goals in life.

  SJF would like to emphasize that this seminar doesn't sell you products such as insurance, mutual funds, or any financial products. This seminar is purely related to Wealth and Asset Management and the Licensed Wealth Managers profession.

 This seminar are for individuals and corporations who are new to wealth management and investments.

SJF offers free wealth seminar every month. Check  SJF Website to know the schedule for our next SJF Free Wealth seminar.

Related link : *SJF Seminar Schedule

 If you have any questions regarding SJF FREE WEALTH SEMINAR, you may call SJF Helpdesk at 78-99099 in your landline or you may email them at info@sanjosefinancials.com

Related Topics :

* Road to Financial Freedom seminar
* UITF,Stocks? What is the best for Juan?
* Investment Management In the Philippines
* Future of Wealth Management in the Philippines
* Tips on how to reduce your wealth





Posted on 8:18 AM by Forex Private Asset Manager

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Tuesday, April 2, 2013

by: King San Jose Santos, RFP-LWM

  I believe the most sensitive in all topics is about wealth management. This concept is new to filipino's even though it already existed in the US since 1990's. Currently,we see free seminars  but what is the real score behind this promo's?
  Most Filipino's compare prices rather than checking the quality. This kind of concept does not apply and can be damaging when it comes to investments and topics about your wealth. Instead of helping you, it may limit your growth or even be a main reason for destruction in your finances instead of maximizing your full potential with the right products and strategies.

Related Blogs: 
* Attending Free Wealth Seminar
* UITF, Stocks, Mutual Funds? What is the best Investment?
* Keys to Financial Success

 TOP 10 TRUTH'S AND FACT'S why it is  better to acquire information and seminars from INDEPENDENT Wealth Managers rather than Financial institution with Financial Products.

1. It's a marketing strategy. It helps them rather than it helps you.
       -It is a fact that these "free" seminars are backed with financial products that they always sell to the public. People may realize in the long run  they lose more rather than they gain. We often call as a mask hiding the real face.

 Related blog:

 * Warning on Forex Scams
 * Keys to Financial Success

2. Independent Wealth managers and registered Financial planners are advocates of Truth.
       - The main objective is to help people regarding how they can maximize their full potential and how to  organize their wealth efficiently with the right products and right strategies. This will maximize their growth more than boxing yourself in one institution with 1 product in mind. Do you think they can advise you to buy their competitor even though it is best for you? The answer is definitely obvious.

 3. Wealth Managers tells 100% truth while they barely tell you the truth to protect their product.
     - It's another fact most financial institution tell people how great their product but barely show the truth about the performance. Their objective is to tell you about their services and how it can help you rather than focus on your financial health. Wealth managers objective is to help you. No added information or products.

Related Services:                                          Related Blogs:

* What is Wealth Management?                     * Future of Wealth Management in the country
* Investment Management                              * SJF Free Wealth Seminar


4.  You lose more money than you gain.
        - This is a fact that most people who get their information from wrong institutions ends up losing more opportunities. Their strategies revolves around the product rather than the client.

Related Blogs:

* Risking your future with advocates
* Investment Management in the Philippines
* 6 reason why you need an SJF Wealth Manager

5. They earn more than you do.
        - Filipino's should understand that people who gives free seminar sell products which in return earn through commission. This kind of system affects the growth of the client. Instead of helping them grow further, they limit themselves with existing strategies that will compliment the product.

6. They won't teach you FACTS that can affect the product during seminars.
         - This is a major fact. They will never teach you how you can choose the right products and strategies for you. The more informed clients would be, the more harder for them to sell you the product. We can compare it to a person drinking poison. This will be suicide if they will teach all the facts to you which are the IMPORTANT FACTORS in wealth management.

Related Topics:

 * Beware of forex SCAMS
 * Real Wealth Seminars
 * Attending Free Seminars in the Philippines
 * What is the best investment for you?
  7. Some are agents facilitating the seminars
        - We never like discriminating people but these are facts which we need to be conscious . Wealth management is very sensitive. This can affect your overall growth and the quality of your life. Getting information from the right people may help you gain more . Getting wrong information may contribute on your losses.
     
In summary

Change of concept and thinking. FREE IS NOT GOOD in fixing your wealth.

Filipino's should start changing their concept about quantity and quality. In handling your wealth, Quality is more important that quantity. Definitely, anything that can help or change your financial health is a definitely worth investing.

Related Resources:

 * What are Life goals?
 * Top 10 starting up tips
 * What is the best investment for Juan?

  SJF Fact survey shows that proper wealth management and giving just  right words and advice to a client can help them earn P1M minimum by 10 years with NO INVESTMENT AND CASH OUTLAY . They were able to do it by identifying some key problems and basic strategies in wealth management.

Related Services:

 * Understanding SJF Wealth Management in Investments
 * Keys to financial Success

 We hope this article can help clients choose the right service and the right people to get their information. Philippines is just starting to boom and this modern concept in wealth management is just new in our country.

 We assure you that SJF will be at your side to guide you in Investments and your finances.

If you want to know more about the FACTS and the REAL SCORE in investments and wealth management, attend our SJF Wealth Management.Register online via www.facebook.com/sanjosefinancials to register and reserve your slot or call our helpdesk at 78-99099 now.




Posted on 12:34 AM by Forex Private Asset Manager

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Wednesday, March 20, 2013



In the Philippines, SJF Wealth Management is a new service for Filipino’s. Wealth Management focuses mostly on an individual’s Total growth instead of a section of your life.
Some key Benefits acquiring an SJF WealthManagement Service.

  Show you the direction you are taking.
  SJF Wealth Management System helps you see the whole direction of your life.  Warning you with possible scenarios that can affect your lifestyle and wellbeing.
  Saves you money and makes you money.
 Our team makes sure the quality of work is accurate and precise.  We make sure the quality of work with SJF SEAL of QUALITY.
 We help clients save money and create more money.

Related Blogs:
*Tips on how to save money
*Easy way to get rich

  Someone is looking after you
  From monthly expenditures  to future problems, SJF licensed Wealth Managers make sure our clients are prepared in scenarios that can affect their lives.

Related Links:
* What is Wealth Management
* Benefits of Wealth Management

Helps you sort out the FACTS from the Sales Pitch.
  Client’s receive  all materials from insurance brokers, to bankers and real estate brokers. We sort out what you really need in life to achieve your goal.
Can help you stop taking unnecessary risk.
  Invest in stocks heavily or Time deposits? SJF Wealth Management helps you maximize your investments with SJF PSG services.

Related Topics:
 *9 things to increase your income today
* Tips on how to save money

Helps you avoid making costly financial mistakes
 SJF Risk management program protects you from wrong investments and minimize your mistakes.

Related Topics:
* What is Investment Management
* Top 10 Starting up tips
* Investment Management Services

Can help you pay less in taxes
  We help you strategize on how to save paying too much from taxes legally and efficiently via our SJF Tax Planning Program.
Makes the difference between your Financial Success and Failure.
  Client’s see the whole picture and understand if their strategies will help them grow further or will result in high risk.

Related Topics:
* Risking your life planning with brokers and advocates

Pays for themselves many time what they contribute to your life.
  SJF Wealth Management contributes to our client’s lives are huge. Saving millions and maximizing your investments ,creating more wealth to our clients.

Related Topics:
*Benefits of Wealth Management
*Future of Wealth Management in the Philippines


Helps you focus on the rest of your life and make it more enjoyable.
 SJF Wealth Management handles all your Financial Problems, investments and other personal requirement which helps you enjoy your life worry free.




Posted on 6:09 AM by Forex Private Asset Manager

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Tuesday, March 5, 2013


In every problems we have in our lives, we tend to go to professionals on how we can solve our problems or how to reach our objectives.

If you have a headache? You See your doctor.
If you have a toothache? You See your a dentist.
A money problem or investment problem? Well, that's when you might want to make the acquaintance of a good Licensed Wealth Manager.

Related Blogs:

*What is Wealth Management?
*What are the other services of Wealth Management?
*Investment Problem? NO PROBLEM WITH SJF
*Future of Wealth Management in the Philippines
*ABSCBN Hunk and COSMO supports Financial Literacy Advocacy of SJF
Maybe you've come into a large inheritance or your own income popped suddenly.
Maybe you gave birth to triplets or recently divorced. Maybe you just bought or sold a business. Or maybe you just feel uneasy about your money -- you're not sure where it's going now or how far it will take you in the future.
Whatever your money problem -- too much or too little -- A Wealth Manager can probably help.

Why do you need an INDEPENDENT WEALTH MANAGERS?

Independent Wealth Managers can recommend you the RIGHT PRODUCTS, investments and other financial products that YOU NEED rather than hear sales pitch from agents and brokers. Wealth Management is a very sensitive issue that can affect your future. You may be paying for insurance that you dont need or may be losing money with over investment.
Independent wealth managers also can give you reports what are best for your money rather than limit yourself in one institution or 1 bank.

Related Blogs:

* Free Wealth Seminar
* Schedule for Free Wealth Seminar
* SJF Wealth Management Seminar
* Secret Keys to Financial Success

No one can dictate the high probability of reverse trend in your finances which can affect not only yourself but you family as well."Many people don't realize that hiring a Wealth Manager" can be a good investment," says Gerri Detweiler, radio host and author of "Slash Your Debt." "If you find yourself letting important financial decisions go because you just don't seem to get around to them, you might want to talk to a Licensed Wealth Manager to get those jobs done."

Currently. there are free Wealth Management seminars SJF offer for first time clients. We strongly suggest to attend in one of the seminars before getting Wealth Management services.


Posted on 5:53 AM by Forex Private Asset Manager

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