Showing posts with label asset management. Show all posts
Showing posts with label asset management. Show all posts

Wednesday, July 17, 2013


Photo courtesy of kristin.com
SJF continues to promote wealth management service to Filipino's by giving free education series and Wealth Management service to experience a complete financial change in their life.

For this week, SJF features one celebrity who is successful in all his work, projects and business. Cosmo Hunk and ABS CBN Actor and SJF Client, Jose Sarasola talks to SJF Wealth Team regarding his projects,

business and his experience with SJF Wealth Management.

Related Topics:



Jose's start in ABSCBN and in Showbiz

Jose started his career in showbiz by doing Tv commercials and modeling. When ABSCBN started a TV Show Pinoy Fear Factor, everyone noticed the cute Filipino-Spanish contestant which gave him his biggest break in showbiz.

Related Topics:


Jose's and his risk in Investment
Photo Courtesy of Zopiam

It is important that you know your risk in investments. Jose Sarasola is wise having a wealth manager help his endeavors by hiring San Jose Financials SJF to help him manage his wealth and understand his risk in the investment.
 "SJF is my secret tool in managing my risk. It maximizes my full income. From my everyday expense of my investment, I can sleep soundly knowing SJF monitoring my wealth. I don't need to study, attend seminars or do work. I let SJF do all the work for me." said Jose.

Watch the full interview with SJF Team in this link: JOSE'S INTERVIEW.

Posted on 2:36 AM by Forex Private Asset Manager

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Saturday, June 29, 2013

by:SJF Team

Most of us loves to travel abroad, but travelling is costly. So what is the answer to help you travel at a cheaper price? BACKPACKING! Here are some data's that can help you prepare for backpacking.

Data and tour guide by traveltour.com

1.  Mumbai, India

Even more expensive than Delhi, Mumbai feels like a shock this far down the list, but perpetually expensive hotels and no real hostels make this city pricier than you might expect. Fortunately, one can see the main sights in a few days or less, so it’s a good idea to minimize time in Mumbai and then head out to someplace less insane as quickly as possible.
  • Currency: Indian rupee
  • Cheap/good hostel: Anjali Inn – 800/night
  • Transportation: 36
  • Meals: 312
  • Drinks/Entertainment: 240
  • Attractions: 250
  • Daily Backpacker Index: INR1,638 = US$29.66/day

Related Topics: Know your goals in life

2. Pokhara, Nepal (cheapest)

Pokhara BoatsWhile Kathmandu is where most visitors land first, it’s fairly hectic and its sights can be seen in only a couple days. So most people head quickly to Pokhara, which is Nepal’s tourism hub and the starting point of many fabulous treks. Fortunately, it’s not only more pleasant than the capital, but also cheaper in most respects, so it’s a great place to linger if you have time. Guided treks in the nearby mountains can be expensive, so it’s nice that just lingering in town is dirt cheap.
  • Currency: Nepalese rupee
  • Cheap/good hostel: North Face Inn – 259/night
  • Transportation: 80
  • Meals: 384
  • Drinks/Entertainment: 450
  • Attractions: 100
  • Daily Backpacker Index: NPR1,273 = US$14.39/day

Related Topics: Tips on how to save money

3. Hanoi, Vietnam

Vietnam’s cheapest city for backpackers is also one that gets high marks from most visitors with its unique combination of French colonial and Asian post-communism. The food is also top-notch, especially when you are sitting amongst locals at one of the thousands of plastic-chair cafes throughout the city. Keep costs even lower by sticking with Bia Hoi, the world’s cheapest beer. Hostel beds are cheap, but private rooms are too, so don’t automatically book a bunk.
  • Currency: Vietnamese dong
  • Cheap/good hostel: Moonshine Palace Hotel – 93,700/night
  • Transportation: 40,000
  • Meals: 144,000
  • Drinks/Entertainment: 36,000
  • Attractions: 30,000
  • Daily Backpacker Index: VND343,700 = US$16.51/day

5 – Chiang Mai, Thailand

Thailand’s “capital of the north” is certainly one of the world’s great travel bargain destinations. Filled with ancient temples and surrounded by a moat and city walls, Chiang Mai is a major stop in the region and a highlight for many. Much less crowded than Bangkok, and quite a bit cheaper as well, this is also booming with expats and creative people living cheaply while they work.
  • Currency: Thai baht
  • Cheap/good hostel: Jaidii House – 100/night
  • Transportation: 40
  • Meals: 162
  • Drinks/Entertainment: 180
  • Attractions: 100
  • Daily Backpacker Index: THB582 = US$19.11/day

Posted on 11:45 PM by Forex Private Asset Manager

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Friday, June 28, 2013

By: King San Jose Santos, RFP
6/29/2013
Photo courtesy of Inquirer

"Do not get Financial Advice from people who earns when you buy their product."

- A simple advice yet so hard to follow. This is the typical problem in the Philippines. They can't distinguish a sales pitch vs a real financial advice. Never did they know, the result is disastrous in their life.

 In the Philippines, Independent Wealth Managers are new blooming profession which focuses mostly on the growth of the client. Wealth Management service is often found in 1st world countries such as the USA or Canada but currently, the number of middle class is starting to grow in the Philippines which requires attention.

International Wealth Management is starting to open along with SCAM investments.

 Recently, International wealth management companies that are related to financial institution such as banks started to open in the Philippines. These big players are starting to put their resources in marketing to promote their services to the highest ballers of manila but the big question, are you getting more from their service?
  There are also scams that offer rates beyond norms. Do you think there is no risk investing in these scams? Think again. You are risking to lose all your portfolio to get higher rates.

Related topics:


Read more >


Posted on 10:54 PM by Forex Private Asset Manager

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Thursday, June 6, 2013

By: SJF News Team
June 7,2013

In the past few months, Philippines is currently growing steadfast against her Asian neighbors but in a recent report from National Statistic office, Philippines recorded at 7.1% unemployment which is an increase of .1% from year 2011 even though the economy grew 7.3% & outperformed China.

Picture courtesy of Cosmo.PH
Photo courtesy to COSMO.PH
In this regard,  a local Celebrity and ABS-CBN Fear Factor winner, Jommy Teotico decided to launch an advocacy campaign along with SJF Wealth & Investment Management Group. "WE KNOW THE TRUTH." A financial literacy campaign which helps individuals understand basic Financial concepts. "Understanding how you manage your wealth can definitely turn not only an individual future but the entire nation in the long run", said Jommy.

Related blog:

* Schedule of SJF Free Wealth Seminar
* Free Wealth Seminar with SJF
* Why do you need to get a Wealth Manager?

* Join SJF Free Wealth Seminar Now


We were able to set up an interview with Jommy.

Part 1 of the conversation:

SJF Team: " Good Morning Jommy! How are you today?"
Jommy Teotico: "It's a happy day! Spreading the love to everyone!"
SJF Team: " That is so nice of you looking positive in life Jom. So, how are you in your showbiz career?"
Jommy Teotico: " I'm doing good. Kakatapos ko lang ng Soap with ABSCBN and now I'm preparing for new projects and busy with my advocacy in helping people."
SJF Team: "You are doing Advocacy lately? what kind of advocacy?"
Jommy Teotico: " I want to help people. I just launched my own advocacy and supporting SJF Know the truth campaign.                                  
Photo courtesy of #wearemproud
SJF Team: You are currently supporting SJF in their advocacy in Wealth Management?
Jommy T: Yes. I'm currently supporting "know the truth campaign of SJF"
 SJF Team: " what is Know the truth?"
Jommy Teotico: My friend King San Jose told me regarding SJF's advocacy in helping people understand their financial health and proper management. Nagulat ako eto pala ang kulang para sa tamang pagunlad ng tao. Most often, if we talk to agents and often sell us their product or create a plan to input their product. DI TAMA YUN. Kailangan natin ng doctor bago kumuha ng gamot kumbaga. Ang problema, walang doctor. Halos lahat ng tatanungan ko bebentahan ako ng insurance, fund or kahit anong produkto nila. Buti dumating na ang SJF sa Pinas."
SJFTEAM: Why do we need to join SJF Free wealth seminar?
Jommy T: Marami kayo malaman in the event. You will understand information about investments, financial products, strategies and also the advantage of wealth management and SJF Wealth Managers. All about the truth in your finances at di lang yung pati INVESTMENTS!

Related Topics:                                     Related Blogs

* Free Wealth Seminar                         * Risking your life with agents
* Future of Wealth Management           * What is investment Management
* Secret to Financial Success                * Top 10 starting up tips
* Official SJF Website                          * Official SJF International website.

SJF Team: " When did you see there is a problem in the Philippines?"
Photo courtesy of J. Teotico FB
Jommy Teotico : "When I saw people doesn't care but profit in expense of people's future.Nalaman ko na di tama ang paghawak ng pera at tamang pag invest sa mga pilipino. When I keep seeing good economic reports pero marami parin nahihirapan sa buhay dahil merong mali. I believe there is something we can do to help and improve the system. Kaya I decided to support SJF and their advocacy to help people."
SJF Team: " What made you decide supporting  SJF "Tell the truth"  ?"
Jommy Teotico: " Nakita ko yung isang malaking mission nila na tulungan mga tao not only at present for for the future. I learned that proper wealth&investment management makes a big difference in changing lives of a generation. Akala ko kasi dati pang VIP at mayaman lang ang serbisyo.. yun pala, ngayon kahit sino kaya na pwede na! salamat sa SJF.


SJF Team: "Do you have any suggestions in Wealth and Investment in the Philippines?"
Jommy Teotico: " Attend SJF Free Wealth seminar. This is one of the basic things you have to do in your life. Bago ka gumalaw, bumili ng kahit anong Financial instrument, you have to attend at least once in your life. Di ko masyado alam ang finance at investments pero buti na lang meron naman katulad ng SJF na tumutulong.You have to know the TRUTH and the basics at pano ba talaga maayos ang iyong future. They offer complete and real information which brokers wont dare touch. They never sell any financial products or sell funds. They are simply highly trained professionals who just want to help people reach their goals."
SJF Team: "How can we join the Seminar?"
Jommy Teotico: " Punta lang kayo sa SJF Facebook or official website nila. Just click the icon and register. Pag nahihirapan mag register online, tawag lang sa hotline nila at 78-99099 to register.


SJF TEAM: Any tips for the newbie's in Wealth Management?
Jommy Teotico: Magtiwala lang kayo sa isang Licensed Wealth Manager. SJF Wealth Management ay isang Wealth Management who focuses mostly in Client's growth. In simple terms, Di sila nagbebenta ng kahit anong produkto.They focus mostly in your personal growth. Real Wealth Management. This is one of the most important services ng isang tao. Iba na panahon ngayon, We need Financial doctors katulad ng SJF.
Change your life now by attending SJF FREE Wealth Seminar. Learn Stocks, FX and all investment materials and discover how wealth management change your life. I learned about my wealth. Now , it's your turn to do the same."

Related links:

* Official FB Free Wealth Seminar
* Registration for free wealth seminar
* 6 reasons why you need a wealth manager
* Benefits of Wealth Managers
* Tips on how to reduce your debt.

Part 2 of our conversation will be posted on June 12,2013:


Watch out for SJF second part interview with our Celebrity Advocate, JOMMY TEOTICO.
Subscribe to our SJF Blog and Visit our official facebook page.


Posted on 9:23 AM by Forex Private Asset Manager

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Thursday, March 21, 2013



Question : How can I make most out of my savings? Is it risky to invest?


SJF Wealth Management Answers:
 This is a typical presumption of our clients. There are techniques that we can magnify your savings depending on your risk appetite,criteria and even your current situation. Always remember, even though you are not invested, the value of your money decreases due to inflation.

 Sparing some portion of your money for savings is the right way for a secured future but we strongly recommend to invest especially when you're young. There are investments for everyone than an individual can choose and studied on. From Conservative to Aggressive investors, you just need to know which kind of investment fits your goal.

Some steps to follow:

1. Identify your budget allocation for saving per month and year.

 Related Topics:                                               Related Blogs:

 * Knowing your goals in life                              * Keys to Financial Success

2. Agree on the allocation for your investment depending on your risk appetite.
   We strongly suggest to use banks auto debit to transfer your funds to specific accounts.

 Related Servies:                                               Related Blogs:

 * What is Investment Management?                  * 9 things you can do to increase your income
 * What is Wealth Management?


3. Monitor your growth.
      If you don't have any experience in investing, we recommend to invest on Mutual funds and UITF that is exposed for your goal.

  Related Companies:                                      Related Blogs :

 * Investment Services                                     * Top 10 starting up tips

"Is there a shortcut in life?"

There are lots of Filipino's who wants to take the faster and easier route. To make you life quicker and easier, SJF offers Investment Management which helps you design your own investment portfolio. SJF Prime Service Group is the Flagship of SJF Wealth Management  which focuses mostly in Investment and Investment strategy around the world. Now, you can create your own investment fund not only in the Philippines but all around the world.
We strongly recommend to check all other financial factors first and your performance
before you invest. Consult a professional or an SJF Wealth Manager before investing.
 Always remember, Wrong Financial and Investment planning can destroy your life and future. Always ask professional before you start investing.

Related Blogs:

* Beware of LEGAL Forex Scams
* Tips on how you can save
* Risking your life with brokers and advocates
* What are the right investment for Juan Dela Cruz?
* What is Wealth Management & the future of Wealth Management in PH

To know more about SJF , visit www.sanjosefinancials.com
Visit our Facebook page, Click here.

Posted on 1:13 AM by Forex Private Asset Manager

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Tuesday, March 5, 2013


In every problems we have in our lives, we tend to go to professionals on how we can solve our problems or how to reach our objectives.

If you have a headache? You See your doctor.
If you have a toothache? You See your a dentist.
A money problem or investment problem? Well, that's when you might want to make the acquaintance of a good Licensed Wealth Manager.

Related Blogs:

*What is Wealth Management?
*What are the other services of Wealth Management?
*Investment Problem? NO PROBLEM WITH SJF
*Future of Wealth Management in the Philippines
*ABSCBN Hunk and COSMO supports Financial Literacy Advocacy of SJF
Maybe you've come into a large inheritance or your own income popped suddenly.
Maybe you gave birth to triplets or recently divorced. Maybe you just bought or sold a business. Or maybe you just feel uneasy about your money -- you're not sure where it's going now or how far it will take you in the future.
Whatever your money problem -- too much or too little -- A Wealth Manager can probably help.

Why do you need an INDEPENDENT WEALTH MANAGERS?

Independent Wealth Managers can recommend you the RIGHT PRODUCTS, investments and other financial products that YOU NEED rather than hear sales pitch from agents and brokers. Wealth Management is a very sensitive issue that can affect your future. You may be paying for insurance that you dont need or may be losing money with over investment.
Independent wealth managers also can give you reports what are best for your money rather than limit yourself in one institution or 1 bank.

Related Blogs:

* Free Wealth Seminar
* Schedule for Free Wealth Seminar
* SJF Wealth Management Seminar
* Secret Keys to Financial Success

No one can dictate the high probability of reverse trend in your finances which can affect not only yourself but you family as well."Many people don't realize that hiring a Wealth Manager" can be a good investment," says Gerri Detweiler, radio host and author of "Slash Your Debt." "If you find yourself letting important financial decisions go because you just don't seem to get around to them, you might want to talk to a Licensed Wealth Manager to get those jobs done."

Currently. there are free Wealth Management seminars SJF offer for first time clients. We strongly suggest to attend in one of the seminars before getting Wealth Management services.


Posted on 5:53 AM by Forex Private Asset Manager

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Thursday, January 24, 2013

This article is brought to you by : PHILIPPINE DAILY INQUIRER
Written by Fe Zamora

MANILA, Philippines—Scoring a perfect 100 percent in “Cost of Living,” the Philippines makes it to the “World’s Top Retirement Havens in 2013,” an annual list prepared by International Living, a monthly publication about the best places to live in, retire, travel  and invest.
The Philippines ranked 15th in a list of 22, sharing the spot with France and Ireland, the magazine said in its website, www.internationalliving.com.
The ranking was based on a retirement index which the magazine’s editors, correspondents and in-country experts collected. The index cited eight categories, namely, real estate, special retirement benefits, cost of living, ease of integration, entertainment and amenities, healthcare, retirement infrastructure and climate.

Related Topics:

*What is Wealth Management
*Retirement Planning
*The secret of Investment Management

Related Blogs:

* Keys to Financial Success
* Top 10 Starting Tips
* 9 Things you can do to increase your Income
* Tips on how to save

Ecuador, which topped the list, scored a perfect 100 on climate. It scored a total 91.9 percent.
The Philippines, France and Ireland tied on the 15th place with an index score of 79.5 percent.
The Philippines scored high in ease of integration, healthcare facilities and retirement infrastructure. It scored the lowest 57 percent for real estate.
“Each destination is desirable in its own way, but they all offer something increasingly hard to come by at home: A good quality of life for a reasonable price,” the magazine said.
“Among these 22 destinations, you’ll discover places where you can save tens of thousands of dollars on world-class healthcare administered by English-speaking and US-trained doctors … find beachfront condos for less than $90,000 … and see that a couple can live well on just $900 a month excluding rent.
“Now, no ‘formula’ can spit out the name of the place that’s just right for you. After all, your priorities are uniquely yours,” it also said, addressing the retirees.
Data from the Philippine Retirement Authorities (PRA) show a high concentration of foreign retirees in Makati City, which boasts of modern hospitals, malls, hotels and entertainment amenities.
The PRA is the government agency mandated to attract foreign nationals and overseas Filipinos to invest, reside and retire in the Philippines.
Panama, Malaysia, Mexico, Costa Rica, Uruguay, Colombia, Spain, Thailand, Malta, Portugal, Nicaragua, New Zealand, Italy, Brazil, Chile, Honduras, Belize and Dominican Republic also made it to the www.internationalliving.com list of Retirement Havens.

Related Blogs:

* UITF, Mutual Funds, Stocks? What is right for you?
* Risking your life with advocates
* What is Wealth Management and the future of Wealth Management in PH

Related Services

* Do you want to retire early?
* Retirement Planning
* Asset Management
* Investment Management
* Wealth Management

Posted on 8:48 AM by Forex Private Asset Manager

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