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Tuesday, February 26, 2013
If you don’t have a
Financial Plan, you’re like driving a car blindfolded.
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International Financial Planning Firm. Discover the secret to experience
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UPGRADE YOUR LIFE NOW
Posted on 8:22 PM by Forex Private Asset Manager
Growing Philippines
In today's market, Philippines starting to mature and comprehend the world of investments. They tend to crave for knowledge and understanding about financial instruments that can help them achieve their goals in life. Along with the interest in investments are the brokers. From real estate to insurance, we hear left and right offers in various instruments which confuses the public.
Driving your car blindfolded?
Life is like driving a car. You exert effort/energy to get to your destination but what happen if we drive blind folded? This is one mistake most working Filipino do. They continue to work and acquire financial instruments blind folded. They get most of their information from brokers which they often sell the material to them. The result? Either they don't need the material for their current situation or over acquisition of materials driving their growth slower or even in the opposite direction.
Related topic: Related Blogs:
* What is Wealth Management? * Keys to Financial Success
* Products for Wealth Management * Top 10 Starting up tips
Taking Financial advice from brokers and advocates
This is the latest trend in Philippines. Brokers and advocates are scattered in the metro claiming they have the right solution,formula or even product to help you grow. Pinoy's think they can save more money by attending advocates or brokers seminar with their product ending up with wrong solution making the situation worse.Some even pretend to be Financial planners and advocates.
"The best things in life are free except in Finance and if we talk about your money."
This is one attitude that Filipino can be relate . Looking for opportunities to save money but this concept is only applicable when acquiring assets. In service especially in Personal Finance, if you expect things are free, expect the performance of your portfolio is next to 0 or even in negative territory.
The quality of service and the investment in technology and hiring smart and highly qualified people doesn't come cheap. When we talk about Finance, investments and your money, quality is more important than being cheap or do you rather lose money?
SJF Wealth Management and SJF Licensed Wealth Managers
SJF Wealth Management is new to the Philippines. This is one of the secret of rich countries why they were able to grow fast in small amount of time. SJF Wealth Management System is a process which a SJF Wealth Manager evaluates a client or investor's current financial state and balances future client's risk by computing the assets and liabilities and forecasting future values of the said class.
In simple term,SJF Wealth Management is the process of consolidating all your requirements. It computes how much you really need in your life. It also computes your current situation and even your risk. For short, it gives you the path you are taking.It can also alert you in changes in your lifestyle that may affect your family.
Related Topics:
*Understanding your goals in Life
*What is Wealth Management?
*Professional Service for Wealth Management
Related Blogs
*Keys to Financial Success
*Top 10 Starting up tips
*Tips on how to save money
Who creates the SJF Wealth and Asset Management Plan?
SJF Wealth Managers are professional who prepares, compute and evaluates your current situation. They are the one who creates detailed strategy which help you maximize your full potential.
5 reasons why you need to hire an SJF Wealth Manager.
1. Retire early : Taking out vague hopes and non realistic goals, SJF Financial Planners can help you create real and effective retirement planning strategies that will give you early and Comfortable retirement.
2. Sleep soundly at night: Having an SJF Wealth Managers with you. You don't need to worry about anything. SJF Wealth Manager studies all your taxes, insurance, investments,tax planning and anything that can affect you as an individual.
3. Maximize profitability and minimize risk
SJF Wealth Managers help you manage your own investments. They study all financial instrument that can affect your whole portfolio. Get professional consultation.
4. Less Spams and unwanted materials
SJF Wealth Managers make sure they help you reach your goals and dreams in life by proper planning and management of your hard earn money.
5. Open new businesses/Acquire properties worry free
SJF Wealth Managers s help you prepare you for your goals and this includes your business and properties. SJF Wealth Managers helps you prepare through estate and financial planning. They can help you start your business without affecting your current situation and future circumstances.
SJF Wealth Management can give you tons of benefits and can help you maximize your full potential. Have confidence in getting advice from the real professionals in Finance and Investments.
This can help you achieve your goal early and worry free.
For more information about SJF, visit www.sanjosefinancials.com
In today's market, Philippines starting to mature and comprehend the world of investments. They tend to crave for knowledge and understanding about financial instruments that can help them achieve their goals in life. Along with the interest in investments are the brokers. From real estate to insurance, we hear left and right offers in various instruments which confuses the public.
Driving your car blindfolded?
Related topic: Related Blogs:
* What is Wealth Management? * Keys to Financial Success
* Products for Wealth Management * Top 10 Starting up tips
Taking Financial advice from brokers and advocates
"The best things in life are free except in Finance and if we talk about your money."
This is one attitude that Filipino can be relate . Looking for opportunities to save money but this concept is only applicable when acquiring assets. In service especially in Personal Finance, if you expect things are free, expect the performance of your portfolio is next to 0 or even in negative territory.
The quality of service and the investment in technology and hiring smart and highly qualified people doesn't come cheap. When we talk about Finance, investments and your money, quality is more important than being cheap or do you rather lose money?
SJF Wealth Management and SJF Licensed Wealth Managers
SJF Wealth Management is new to the Philippines. This is one of the secret of rich countries why they were able to grow fast in small amount of time. SJF Wealth Management System is a process which a SJF Wealth Manager evaluates a client or investor's current financial state and balances future client's risk by computing the assets and liabilities and forecasting future values of the said class.
"Wealth Managers never sell any Financial Products such as insurance, estate,stocks,etc. They are only focused on your growth."
In simple term,SJF Wealth Management is the process of consolidating all your requirements. It computes how much you really need in your life. It also computes your current situation and even your risk. For short, it gives you the path you are taking.It can also alert you in changes in your lifestyle that may affect your family.
Related Topics:
*Understanding your goals in Life
*What is Wealth Management?
*Professional Service for Wealth Management
Related Blogs
*Keys to Financial Success
*Top 10 Starting up tips
*Tips on how to save money
Who creates the SJF Wealth and Asset Management Plan?
SJF Wealth Managers are professional who prepares, compute and evaluates your current situation. They are the one who creates detailed strategy which help you maximize your full potential.
5 reasons why you need to hire an SJF Wealth Manager.
1. Retire early : Taking out vague hopes and non realistic goals, SJF Financial Planners can help you create real and effective retirement planning strategies that will give you early and Comfortable retirement.
2. Sleep soundly at night: Having an SJF Wealth Managers with you. You don't need to worry about anything. SJF Wealth Manager studies all your taxes, insurance, investments,tax planning and anything that can affect you as an individual.
3. Maximize profitability and minimize risk
SJF Wealth Managers help you manage your own investments. They study all financial instrument that can affect your whole portfolio. Get professional consultation.
4. Less Spams and unwanted materials
SJF Wealth Managers make sure they help you reach your goals and dreams in life by proper planning and management of your hard earn money.
5. Open new businesses/Acquire properties worry free
SJF Wealth Managers s help you prepare you for your goals and this includes your business and properties. SJF Wealth Managers helps you prepare through estate and financial planning. They can help you start your business without affecting your current situation and future circumstances.
SJF Wealth Management can give you tons of benefits and can help you maximize your full potential. Have confidence in getting advice from the real professionals in Finance and Investments.
This can help you achieve your goal early and worry free.
For more information about SJF, visit www.sanjosefinancials.com
Posted on 5:19 AM by Forex Private Asset Manager
Thursday, February 21, 2013
Question coming from : Ms. Marilyn Vasquez, Hong kong
Question :
" I'm currently a OFW here in HONGKONG and i have small amount for TIME DEPOSIT .It gives small interest.I'm planning to invest in MUTUAL FUNDS.Just like to ask if it is right to invest now and how much i should invest?
Answer:
Thank you for your question .
Before we invest, we have to consider several factors. We always remember that all investment offer risk which you need to consider. Time deposit also offers risk. We call it Inflation risk.
Inflation is the rate of increase or decrease of service and goods. The more higher the inflation, the lesser the goods or service you can acquire with your money. If we consider investing at the moment, always remember to balance your current cash flow first. If we invested in the wrong time, this will destroy you rather than help you grow.
"is it right to invest now?"
There are lots of people saying that investing now is the perfect time due to market reaction to data but no one can tell when it will go down. We call this risk as Market risk. It is the result of specific data's and reports that can affect the current situation of a company. Issue like interest rate,political turmoil and other issues.
In my personal opinion, before considering investing, the person should consider first if he or she is in the right position. One wrong concept of filipino's are mostly investment is the only solution for growth. THIS IS WRONG. The right perspective would be the solution for growth is not investment but proper portfolio management.
SJF offers the right process in investing. We call this as SJF Investment Planning. It is a SJF Process which helps the client identify his or her current situation and see how much he or she can invest in a safer perspective.
We can compare this process as sacrifice 1 apple to gain 10 more apples.
To know more about goals in life to understand your objective, click here
To know more about investment planning, click here.
In summary, make sure you balance everything first. Understand your goals and consider the risk. Invest in services that can help you . SJF has all the service that can help you grow.
'like us on facebook.com/sanjosefinancials
follow us on twitter @sjfinancials
subscribe to our blogs and visit www.sanjosefinancials.com
by:
King San Jose S., RFP
Wealth Manager
Registered Financial Planner
San Jose Financials Wealth Management Group
Registered Financial Planner
San Jose Financials Wealth Management Group
Posted on 9:41 PM by Forex Private Asset Manager
Risking your life, Planning with brokers and Financial Advocates
We heard lots of financial advocacy online which promises help to individuals regarding their finances. We also hear some advocates selling books along with seminars but what is the real picture in personal finance?
The secret here is right application.
Personal finances are so broad. It talks about your cash flow, taxes, insurance etc. which affects your personal growth and life.
The brokers and the advocates may help you but the main intention of these people is to offer their products unconsciously. This is the reality when attending an advocate seminar. They offer you the books and the products along with the seminar.
Bank Wealth management:
Wealth management in banks is very costly. First you need at least P1,000,000.00 to open a Private banking and thereafter they will assign a Wealth Manager to help you manage your investment and growth.
Advantage: Easy to invest.
Disadvantage: They only talk one sector which is Investment planning. They earn in all aspects. They promote their own materials, monitor your finances and study your capacity so they can give you MORE MATERIALS like credit cards and other investment materials even beyond your capacity.
Result: Limited growth all based on your bank's performance.
Related topics: Related Blogs :
* Investment * Keys To Financial Success
* Investment Management * Top 10 Starting up Tips
* SJF Prime Service Group * Identifying Goals in Life
* What is Wealth Management
Insurance brokers bundle with financial planning : The suicide bundle
People think this is the most efficient and cheapest way to plan your life, Well this is the most SUICIDAL of them all. Always remember whatever they say, the number one objective is to sell you the product. They massage the brain using financial planning then give you the insurance.
Our profession as Financial planner is very sensitive. It affects the whole life of a person. Giving Financial advice is very sensitive that it can change the course of your entire life. This is one thing Filipino's don't realize. They prefer SAVING MONEY rather than thinking about the result of the performance. They never realize, they spend MORE than they save. As one Filipino saying goes "matalino man ang matsing, naiisahan din".
Advantage: Easy to get insurance.
Disadvantage: Limited growth next to none. They earn through acquisition of insurance or mutual fund. Just look at the profession. You don't need to be a genius to know that the main reason is all about insurance. They mostly focus selling you the product and put their product to your portfolio rather than helping you.
Related Topics: Related Blogs
* Know more about Wealth Management * Difference between Free and Professional Seminars
* Products In Financial Wealth Management * 6 reasons why you need a Financial Plan
* Seminars regarding Wealth Management * Keys to Financial Success
Financial Advocates: The most suicide of them all.
If you will ask a Financial Advocate without proper training and background to help you plan your finances is like donating all your wealth to charity. These people claim to have vast knowledge regarding personal Finances through seminar and speaking engagements. The main objective of these people is again to sell you MORE PRODUCTS(books,Cd's,subscriptions etc.)
Advantage: Good motivators.
Disadvantage: No real training and formal education in personal finances. Your wealth is in high risk more than helping you get richer.
Related Topics:
* What is Wealth Management
My objective
If we talk about Wealth Management, there are a lot of factors that we have to consider. Always remember that every plan you create, it affects the lives of individual's and families. My advocacy is to tell the truth, to get advice to people who has proper training and background.
In my personal opinion, advocacy starts by telling the truth.
Related Topic:
* Understanding Wealth Management
What is the best alternative?
There is only 1 pure Financial Planning firm in the country with international standards and highly trained professionals. San Jose Financials Philippines (SJF) are one of the Wealth Management Company with high standard in the ASEAN region and in the Philippines. They earn through commission which omits the conflict of interest between the client and the company. The more clients earn, the greater SJF increase their earnings, making sure your growth is prioritize.
You don't need P1,000,000 to start wealth management and it is not limited to investment planning. San Jose Financial always make sure we present the client all the advantage and disadvantage of your investments, policies and other financial requirements.
This is the true protection which Filipino's need. A company that will help not only in investment but everything you need to have a comfortable life by proper planning and management.
SJF can even help you plan your family. Education, tax,insurance requirement. ALL COVERED IN SJF.
Related Topics:
* Keys To Financial Success
* 10 Starting up Tips
* Understanding Wealth Management
No one can beat the professionals
This concept doesn't only apply in personal finance but in all works and business. Everyone has their own expertise. There will always be techniques which you can't acquire by attending seminars and advices. SJF Wealth Managers are highly trained professionals and member of RFP Philippines and RFPI located in US making sure international standards and techniques are highly implemented to all their clients.
International Standards
SJF Wealth Managers are registered Financial Planners and Licensed Wealth Managers (LWM Trademark) members in RFP Philippines with training from international investment firms to make sure that your SJF Wealth Management follows international standards of planning and implementation giving you the best quality in service.
Change the way you THINK
Some people tend to be cheap most often looking for service, but if we talk about your future, QUALITY OF SERVICE IS MORE IMPORTANT than being cheap. SJF saw the need of Filipino's craving for a brighter future, so they decided to start with their promo P33.33 for the first 2000 customers of SJF. A price for your phone can change your entire life. This is real advocacy.
I believe Filipino's will be wiser this 2013.. A stress free life which everyone dreams to experience. I believe Filipino's need to know true financial freedom.
Related Topics:
* Seminars
* Investment Seminars
* Investment Management in Philippines
If you want to know more about San Jose Financials, Just visit www.sanjosefinancials.com or email info@sanjosefinancials.com.
Let us spread prosperity by spreading the right information.
By: King San Jose S., RFP- LWM
Association of Financial Planners of the Philippines,Member
Licensed Wealth Manager/ Registered Financial Planner; Technical Analyst
Disclosure: This blog only reflects the writers point of view. This article does not reflect SJF's point of view.
Hard Facts about Personal Finance in the Philippines
We heard lots of financial advocacy online which promises help to individuals regarding their finances. We also hear some advocates selling books along with seminars but what is the real picture in personal finance?
The secret here is right application.
Personal finances are so broad. It talks about your cash flow, taxes, insurance etc. which affects your personal growth and life.
The brokers and the advocates may help you but the main intention of these people is to offer their products unconsciously. This is the reality when attending an advocate seminar. They offer you the books and the products along with the seminar.
Bank Wealth management:
Wealth management in banks is very costly. First you need at least P1,000,000.00 to open a Private banking and thereafter they will assign a Wealth Manager to help you manage your investment and growth.
Advantage: Easy to invest.
Disadvantage: They only talk one sector which is Investment planning. They earn in all aspects. They promote their own materials, monitor your finances and study your capacity so they can give you MORE MATERIALS like credit cards and other investment materials even beyond your capacity.
Result: Limited growth all based on your bank's performance.
Related topics: Related Blogs :
* Investment * Keys To Financial Success
* Investment Management * Top 10 Starting up Tips
* SJF Prime Service Group * Identifying Goals in Life
* What is Wealth Management
Insurance brokers bundle with financial planning : The suicide bundle
People think this is the most efficient and cheapest way to plan your life, Well this is the most SUICIDAL of them all. Always remember whatever they say, the number one objective is to sell you the product. They massage the brain using financial planning then give you the insurance.
Our profession as Financial planner is very sensitive. It affects the whole life of a person. Giving Financial advice is very sensitive that it can change the course of your entire life. This is one thing Filipino's don't realize. They prefer SAVING MONEY rather than thinking about the result of the performance. They never realize, they spend MORE than they save. As one Filipino saying goes "matalino man ang matsing, naiisahan din".
Advantage: Easy to get insurance.
Disadvantage: Limited growth next to none. They earn through acquisition of insurance or mutual fund. Just look at the profession. You don't need to be a genius to know that the main reason is all about insurance. They mostly focus selling you the product and put their product to your portfolio rather than helping you.
Related Topics: Related Blogs
* Know more about Wealth Management * Difference between Free and Professional Seminars
* Products In Financial Wealth Management * 6 reasons why you need a Financial Plan
* Seminars regarding Wealth Management * Keys to Financial Success
Financial Advocates: The most suicide of them all.
If you will ask a Financial Advocate without proper training and background to help you plan your finances is like donating all your wealth to charity. These people claim to have vast knowledge regarding personal Finances through seminar and speaking engagements. The main objective of these people is again to sell you MORE PRODUCTS(books,Cd's,subscriptions etc.)
Advantage: Good motivators.
Disadvantage: No real training and formal education in personal finances. Your wealth is in high risk more than helping you get richer.
Related Topics:
* What is Wealth Management
My objective
If we talk about Wealth Management, there are a lot of factors that we have to consider. Always remember that every plan you create, it affects the lives of individual's and families. My advocacy is to tell the truth, to get advice to people who has proper training and background.
In my personal opinion, advocacy starts by telling the truth.
Related Topic:
* Understanding Wealth Management
What is the best alternative?
There is only 1 pure Financial Planning firm in the country with international standards and highly trained professionals. San Jose Financials Philippines (SJF) are one of the Wealth Management Company with high standard in the ASEAN region and in the Philippines. They earn through commission which omits the conflict of interest between the client and the company. The more clients earn, the greater SJF increase their earnings, making sure your growth is prioritize.
You don't need P1,000,000 to start wealth management and it is not limited to investment planning. San Jose Financial always make sure we present the client all the advantage and disadvantage of your investments, policies and other financial requirements.
This is the true protection which Filipino's need. A company that will help not only in investment but everything you need to have a comfortable life by proper planning and management.
SJF can even help you plan your family. Education, tax,insurance requirement. ALL COVERED IN SJF.
Related Topics:
* Keys To Financial Success
* 10 Starting up Tips
* Understanding Wealth Management
No one can beat the professionals
This concept doesn't only apply in personal finance but in all works and business. Everyone has their own expertise. There will always be techniques which you can't acquire by attending seminars and advices. SJF Wealth Managers are highly trained professionals and member of RFP Philippines and RFPI located in US making sure international standards and techniques are highly implemented to all their clients.
International Standards
SJF Wealth Managers are registered Financial Planners and Licensed Wealth Managers (LWM Trademark) members in RFP Philippines with training from international investment firms to make sure that your SJF Wealth Management follows international standards of planning and implementation giving you the best quality in service.
Change the way you THINK
Some people tend to be cheap most often looking for service, but if we talk about your future, QUALITY OF SERVICE IS MORE IMPORTANT than being cheap. SJF saw the need of Filipino's craving for a brighter future, so they decided to start with their promo P33.33 for the first 2000 customers of SJF. A price for your phone can change your entire life. This is real advocacy.
I believe Filipino's will be wiser this 2013.. A stress free life which everyone dreams to experience. I believe Filipino's need to know true financial freedom.
Related Topics:
* Seminars
* Investment Seminars
* Investment Management in Philippines
If you want to know more about San Jose Financials, Just visit www.sanjosefinancials.com or email info@sanjosefinancials.com.
Let us spread prosperity by spreading the right information.
By: King San Jose S., RFP- LWM
Association of Financial Planners of the Philippines,Member
Licensed Wealth Manager/ Registered Financial Planner; Technical Analyst
Disclosure: This blog only reflects the writers point of view. This article does not reflect SJF's point of view.
Posted on 2:10 AM by Forex Private Asset Manager
Sunday, February 3, 2013
For this month of LOVE, SJF along with Skin Aesthetic Center brings you love and beauty with our Valentine's day promo. Avail our SJF Starter pack starting at P33.33 a day , you will receive a 50% discount on Diamond peel with other freebies.
To avail the coupon, 'like' our facebook page and email us at info@sanjosefinancials.com from Feb 4-28 2013.For more information , log on www.sanjosefinancials.com.
Visit our Official Blog Page and SUBSCRIBE
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Posted on 4:54 PM by Forex Private Asset Manager
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